Greenway Insurance Agency - Knoxville Tennessee Insurance Professionals

You have to satisfy certain requirements if you want to insure someone — If you want to buy a life insurance policy in someone else’s name, you’re probably going to have to prove you are in some way dependent on that person and you would suffer financially if he or she were not around. If anyone turns you down for life insurance, look somewhere else, and that’s what we do at Greenway Insurance Agency — After all, companies look at a whole host of information and utilize a variety of methods to vet who they will insure. So, just because one provider turns you down, you shouldn’t take that to…

1. What Everyone Needs Workers’ compensation insurance is required virtually everywhere. (The requirement kicks in at different employee counts in different states.) For injuries sustained on the job, workers’ comp covers medical expenses, lost income, and rehabilitation. If an employee dies, it pays death benefits to the heirs. Property insurance, which protects buildings and their contents, such as equipment, furnishings, and inventory, is the most popular kind of protection for small businesses. But it may also be an area in which you are overinsured: Companies with little invested in premises and little inventory can sometimes forgo it. For everyone else, it’s as essential as homeowner’s coverage (and inevitably required for financing).…

Why buy motorcycle insurance? The big one: liability coverage This is the legally required coverage most people think of when they talk about insurance. It breaks down into two categories: Bodily injury liability: Can pay for medical bills, pain and suffering, and loss of wages for people you kill or injure in an accident you cause. Sometimes you don’t have to be completely at fault. Even if you’re partially responsible for the accident, you might still have to pay. Property damage liability: Can pay for repairing or replacing the property of other people, like cars, telephone poles and so forth. This coverage will also pay for your defense costs if…

Protect Your Investment An RV is a big investment that involves a certain amount of risk, and it’s important to have the proper insurance coverage in case of an accident or loss. The last thing you want is to lose your home on wheels while vacationing, and unexpectedly find out it’s not fully covered. That’s why, unlike car insurance, RV insurance combines components of both home and auto insurance to provide coverage that is uniquely designed for those who live on the road. If you’re buying RV insurance, and you don’t know very much about it, an important thing to know is that this type of insurance is normally referred…

Why You Should Have Auto Insurance Failure to obtain auto insurance or have another form of financial responsibility can result in… $ Fines $ Losing The Right to Drive Your Vehicle Tennessee’s Financial Responsibility Law requires you to be financially responsible in the event of an automobile accident.  Unless you qualify for an exemption, the easiest way to meet your financial responsibility requirement under state law is to get covered by an auto liability insurance policy. Starting in 2017, uninsured drivers in Tennessee will pay fines and risk losing their vehicle registration if they are unable to demonstrate proof of financial responsibility. A web-based program will verify insurance for all Tennessee drivers.…

Tennessee is a “fault” state when it comes to car accidents and who is on the financial hook. This kind of system focuses on determining who is legally liable for causing a given auto accident, and makes it the responsibility of the at-fault parties to pay for losses associated with the crash. In a “fault” state like Tennessee, people injured in car accidents usually have several options, including: ‘filing a claim with their own ar insurance carrier (which will then typically turn around and seek reimbursement from the at-fault driver’s carrier) filing a third party car insurance claim directly with the at-fault driver’s car insurance company, or filing a personal…